Mortgage advice for new-build buyers

New-Build mortgage? Get informed!

Building a new home can be overwhelming, but financing it doesn't have to be. I'll help you understand your mortgage options, navigate the process, and secure the best possible terms for your new home, so you can focus on the excitement of building it.

10 +
Years of experience in financial advice
9.9
Home buyers rate us on average
100 %
Independent advice

What should you consider?

Financing your new-build home

New construction mortgages often involve different timelines, payments, and considerations compared to traditional mortgages. I'm here to provide expert advice and help you make informed decisions.

Flexibility & convenience with a construction deposit

Did you know you can finance extra features in your new home, like a dormer or extension? You only pay interest on the amount used from your construction deposit. As your home is built and you draw down on the deposit, your interest payments will increase.

Interest rate discount for energy efficient homes

Many new construction homes have green certificates and are more energy efficient than existing homes. That's why lenders regularly offer interest rate discounts on a mortgage for a new-build home — or a higher mortgage may be possible.

Understanding double housing costs

I understand the complexities of financing a new construction home while managing existing housing expenses. I'll help you develop a comprehensive financial plan that takes everything into account.

Taking out a mortgage in 5 steps

New-Build mortgage, how does it work?

1

Orientation

During the online introductory meeting, we discuss your housing needs and financial options for your new-build. You will also receive a rough calculation of your maximum mortgage amount. Completely free of charge!

Book an appointment
2

Inventory

Agree to my services? Then I will map out your personal and financial situation in detail. In your personal online portal you can safely and easily provide all the necessary documents. Where and when it suits you.

Read more about inventory
3

Analysis & advice

After a detailed analysis of your information, I compare and select mortgages and insurance that fit your needs. You'll receive a personal financial report that we discuss together.

Read more about mortgage advice
4

Application

Once you give the go-ahead, I'll take care of everything: applying for the mortgage and insurance, coordinating with the appraiser, real estate agent, and notary. I'll keep you informed every step of the way.

Start your application
5

Aftercare

We keep an eye on the market and contact you as soon as we can lower your mortgage costs. Even after closing, you can count on us for questions or changes in your personal or financial situation.

Get in touch

I bring it all together for you!

Shariff Roling | Mortgage advisor

Calculating your maximum mortgage and monthly payments is just the first step. I'm committed to ensuring you have a smooth and stress-free experience, handling all the details so you can relax and enjoy your new home.

Over 600 other homebuyers went before you

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Frequently asked questions about new-build mortgages